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  • Retail bond

    More information on the Group’s retail bond programme can be found in this section.

Retail Bond

Before accessing this information, please read the following Terms and Conditions and click 'I agree' at the end of the page

Terms & conditions

THE INFORMATION CONTAINED ON THE FOLLOWING PAGES OF THE WEBSITE IS RESTRICTED AND IS NOT FOR RELEASE, PUBLICATION OR DISTRIBUTION IN OR INTO THE UNITED STATES ("US") OR ANY OTHER JURISDICTION WHERE THE COMMUNICATION OF SUCH INFORMATION IS RESTRICTED BY LAW.

THE MATERIALS YOU ARE SEEKING TO ACCESS DO NOT CONSTITUTE AN OFFER TO BUY OR SELL THE SECURITIES DESCRIBED IN SUCH MATERIALS IN ANY JURISDICTION, OR ANY INVESTMENT ADVICE OR SERVICES. THE SECURITIES DESCRIBED IN SUCH MATERIALS HAVE NOT BEEN, AND WILL NOT BE, REGISTERED UNDER THE UNITED STATES SECURITIES ACT OF 1933 AS AMENDED (THE "SECURITIES ACT"), OR WITH ANY SECURITIES REGULATORY AUTHORITY OF ANY STATE OR OTHER JURISDICTION OF THE UNITED STATES AND MAY NOT BE OFFERED OR SOLD IN THE UNITED STATES FOR THE ACCOUNT OR BENEFIT OF US PERSONS (AS DEFINED IN REGULATION S UNDER THE SECURITIES ACT). THERE WILL BE NO OFFER OF SECURITIES IN ANY JURISDICTION OUTSIDE THE UNITED KINGDOM, GUERNSEY, JERSEY AND THE ISLE OF MAN.

BY CLICKING THE LINK BELOW LABELLED "I AGREE", YOU ARE CERTIFYING THAT YOU ARE IN THE UNITED KINGDOM, GUERNSEY, JERSEY OR THE ISLE OF MAN and you are not a U.S. person do not have a registered address in, and are not resident or physically located in, the United States, Australia, Canada, Japan or South Africa and are not a U.S. Person (as defined in Regulation S of the Securities Act) or acting for the benefit of any such person.

IF YOU ARE OUTSIDE THESE JURISDICTIONS AND THEREFORE CANNOT SO CERTIFY, YOU MUST CLICK THE BUTTON LABELLED "I DISAGREE" OR OTHERWISE EXIT THIS WEBSITE.

By accessing the materials on this website (the "Materials"), you agree to be bound by the following limitations and will be deemed to have made the above representations and to have notice of the following information (in addition to any other information in the Materials):

The Materials are confidential and are being shown to you solely for your information and may not be retransmitted, distributed to any other person or copied or published, in whole or in part, via any medium or in any form for any purpose. The opinions presented in the Materials are based on general information gathered at the time of writing and are subject to change without notice. The Paragon Group of Companies PLC (the "Company") relies on information obtained from sources believed to be reliable but does not in such cases guarantee its accuracy or completeness.

The Materials do not constitute an offer or invitation to sell, or any solicitation of any offer to subscribe for or purchase any securities, and nothing contained herein shall form the basis of any contract or commitment whatsoever. The Materials (other than the base prospectus dated 23 October 2014, as supplemented by a first prospectus supplement dated 5 February 2015 and a second prospectus supplement dated 26 May 2015 (together the "Prospectus")), have not been approved by the UK Financial Conduct Authority and neither the Materials nor the Prospectus have been approved by the regulatory authorities in Guernsey, Jersey or the Isle of Man. The securities may only be sold in Jersey in compliance with the provisions of the Control of Borrowing (Jersey) Order 1958 and the Financial Services (Jersey) Law 1998, as amended. Any offer for subscription, sale or exchange of the securities within the Isle of Man must be made (i) by an Isle of Man financial services licence holder licensed under section 7 of the Financial Services Act 2008 to do so or (ii) in accordance with any relevant exclusion contained within the Regulated Activities Order 2011 or exemption contained in the Financial Services (Exemptions) Regulations 2011. The securities may only be marketed, offered or sold in or to persons resident in Guernsey in compliance with all applicable laws and regulations (including but not limited to the licensing requirements of the Protection of Investors (Bailiwick of Guernsey) Law 1987, as amended, and the regulations enacted thereunder, or any exemption therefrom). No reliance may be placed for any purposes whatsoever on the information contained in the Materials, other than in respect of the Prospectus, or on their accuracy or completeness. The contents of the Materials, other than the Prospectus, have not been verified by the Company, and none of the Materials have been verified by any other person. The information in the Materials is subject to completion and change. Any potential investor should determine for itself the relevance of the information contained in the Materials and any investment in the securities should be based upon such investigation as it deems necessary.

No reliance may be placed for any purposes whatsoever on the information contained in the Materials, other than in respect of the Prospectus, or on their accuracy or completeness. Whilst, where expressly indicated, the Materials have been approved by an approved person in accordance with applicable laws, the contents of the Materials, other than the Prospectus, have not been verified by the Company, and none of the Materials have been verified by any other person. The information in the Materials is subject to completion and change. Any potential investor should determine for itself the relevance of the information contained in the Materials and any investment in the securities should be based upon such investigation as it deems necessary.

Investment in any securities issued by the Company will involve certain risks. A summary of the risks which the Company believes to be material in connection with any offering of securities is set out in the section headed "Risk Factors" in the Prospectus and also in the section headed "Key risks of investing in the Bonds" in the Information Booklet. There may be additional material risks that are currently not considered by the Company to be material or of which the Company is not currently aware. Before buying or selling any securities you should make sure that you fully understand and accept the risks which are set out in the Prospectus and the Information Booklet, and you should determine whether the investment is appropriate for you on the basis of all information contained in the Prospectus and all other relevant materials. Neither the Company nor its advisers and/or agents provide legal, tax, accounting or investment advice in relation to the securities and they are not responsible for any advice you may receive from any third party. You should seek independent advice if you are in any doubt as to the suitability of an investment in the securities for your circumstances.

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